Category Archives: Uncategorized

NHC Scott – Raising the Bar on Physical Therapy

In 2016, a couple of events occurred in my life that had significant impacts on me and my family.  On July 4th, while I was relaxing at my mother-in-law’s home and taking a nap under a tree, a limb fell out of the tree and hit me on the head.  But for the chair in which I was sitting having a cover which broke the fall, I am quite certain the limb would have taken my life. Continue reading

3 Ways Seniors Can Conquer Fear of Falling

Fear of falling is a very real thing for many seniors. Many seniors may avoid walking just to keep from having a bad fall and risking bone fractures. But staying at home and never getting up to move around isn’t good for anyone. Regular exercise is necessary to living a healthy life. Seniors need to be able to move around their homes without fear. Here are a few ways you can conquer a fear of falling. Continue reading

Basics of Estate Planning Re: IRAs

IRAs are one the trickiest assets for estate planning attorneys to handle for many reasons. First, they often are overlooked in the estate planning process because they cannot be transferred during lifetime.  This asset, like some other assets, are controlled by beneficiary designation.  While the client might remember a large IRA, they often forget smaller IRAs.  As a result, beneficiary designations often are left unchanged even when circumstances have changed, making those designations no longer appropriate. Continue reading

Transferring Assets and the Five Year Look-back

When an individual applies for Medicaid assistance in a nursing home, one of the first questions that is asked of them has to do with whether a transfer has been made of any asset for less than fair market values within five years (60 months) of the date of the application.  If such a transfer has been made, a “penalty period” will result depending on the value of the gift.  The larger the gift, the longer the penalty period.  Continue reading