Tag Archives: hospital

How Medicare Handles Second Medical Opinions

Does Medicare cover second medical opinions? The doctor I currently see thinks I need back surgery, but I would like to find out more about other treatment options before I proceed. What can you tell me?

Medicare does pay for second opinions if your current doctor has recommended surgery or some other major diagnostic or therapeutic procedure. Getting a second medical opinion from another doctor is a smart idea. A second opinion may offer you a fresh perspective and additional options for treating your back condition so you can make a more informed decision. Or, if the second doctor agrees with your current doctor’s opinion, it can give you some reassurance moving forward.

If you are enrolled in original Medicare, 80% of the costs for second medical opinions are covered under Part B (you or your Medicare supplemental policy are responsible for the other 20%), and you do not need to obtain an order or referral from your doctor to see another doctor for a second opinion. Medicare will even pay 80% of the costs for a third medical opinion, if the first two differ. Most Medicare Advantage plans cover second opinions too, but you may need to follow certain steps to obtain coverage. For example, some plans will only help pay for a second opinion if you receive a referral from your primary care doctor. Plans also may require you to see doctors in their networks only. If you have a Medicare Advantage plan, you’ll need to call to find your plan’s rules.
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Should You Move Your Senior Mom Directly from Hospital or Rehab to Assisted Living?

When it comes to your senior parents, the choice to move them at any time can be a difficult one. So when your senior loved one has had a hospital or rehab stay, is it time to move them directly into assisted living, or should you wait? Continue reading

Don’t Wait for Tomorrow: A Lesson Learned in Hospice

My father’s hospice experience was brief. Less than four days passed between the afternoon he entered the facility and the morning he drew his last breath. In that short time, I learned much about this extraordinary world. Continue reading

Do You Have a Difficult Family?

A businessman with a $2.5 billion estate passed away in 1976. He was single and many individuals, mostly unrelated to him, filed more than 40 wills with the probate court. Twenty-two cousins fought with all of the other individuals claiming a share of the estate. In the end, the wills were all ruled invalid and the 22 cousins plus the federal government divided up the estate.. This may occur because one of your family members or potential heirs might believe that he or she can receive a larger portion of the estate. Continue reading

How to Find and Hire a Good Home Care Worker

What is the best way to find a good in-home caregiver for my elderly mother?

Finding a good in-home caregiver that’s dependable, likeable, trustworthy and affordable can be challenging to say the least. Here are some tips and resources that can help. Continue reading